Brie Austin

5 Tips About NY State Workers Compensation Laws

New York worker compensation insurance was established to compensate injured workers who were injured or fall sick on the job. The rules and regulations can be slightly different from state to state, so here is 5 tips about NY State workers compensation laws.

NY State compensation covers medical expenses for employees who get hurt or sick on the job. And employers are required by law to pay for insurance coverage for their employees to cover just events. Employees are not required to contribute.

The first thing to know about worker compensation is that immediately after an injury and after seeking treatment, you need to file a C-3 form with the worker’s compensation board — whether online or in person.

This form should include as much detail as possible concerning your injury, how it happened, your contact information (as well as your employer’s) and whether you received treatment. Document the injury whenever possible; photos, police reports, doctor/ hospital receipts.
Filing it online is the easiest way to submit this form.

5 Tips About NY State Worker Compensation Laws

A worker’s compensation is not reduced by his/her carelessness or increased by the employer’s fault. A worker will, however, loose compensation should the injury be caused by drugs/alcohol or intention to harm him/herself or others.

A claimant’s compensation is paid if the employer agrees that the injury was work-related; but if the employer or insurance company dispute it, no benefits are paid until the case is decided by a judge. For this it is highly-recommended that you hire a workers compensation law firm to represent you. The claimant is, however, eligible for disability benefits while the case is in court. Any disability benefits will be reduced from any future compensation or cash benefits.

If a claimant’s injury prevents him from earning the same wage (as before) after they have returned to work, they are entitled to two-thirds of their previous weekly earning. If the claimant is partially disabled, they are entitled to a quarter of their previous earnings.

For death benefits, if a worker dies due to a work related injury, a worker’s family is entitled to two-thirds of the deceased wages for the year before the injury or accident.

About Brie Austin

Co-author of I'd Do It Again, he is a columnist/reporter for a variety of magazines in the areas of music, lifestyle, nightlife, travel and business. He also writes business documents and creates copy for websites.